Investment Calculator
Full Irish property investment analysis — mortgage repayments, rental yield, ROI projection, stamp duty, and after-tax cashflow. Based on current Irish mortgage market rates and Revenue.ie tax rules.
Property Details
€100k€1.5M
10%100%
Mortgage
Rental Income
Total Cash Required
€85,374
Monthly Repayment
€1,621
Gross Yield
6.3%
Net Yield
4.2%
Monthly After-Tax Cashflow
-€1,997/mo
LTV Ratio
80.0%
Loan: €304k
Purchase Costs Breakdown
Deposit
€76,000Stamp Duty
€3,800Legal Fees
€4,674Valuation
€300Survey
€600Total Required€85,374
Annual Rental P&L
Gross Rent+€24,000
Management Fees€2,400
Maintenance (1%)€3,800
Insurance€760
Vacancy (5%)€1,200
Net Rental Income+€15,840
Mortgage Payments€19,457
Tax Liability€888
Annual Cashflow€23,963
ROI Projection
Horizon:
Property Value
€1.10M
Total ROI
1027.2%
Annualised ROI
27.4%
Educational Tool Only. Calculations use current Irish Revenue.ie stamp duty rates, average solicitor fees, and indicative RTB rent figures. Mortgage rates are indicative market averages as of 2025. This is not financial advice. Consult a qualified financial advisor and tax professional before investing.